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DENA BANK

Dena Vidya Laxmi Educational Loan Scheme

Eligibility : 
 

Student

  • Student should be an Indian national and have secured admission to a professional or technical course in an Indian or Foreign university.
  • Simply walk in with the marksheet of the qualifying exam. and proof of admission.

Courses

a) For Studies in India

  • Graduation courses
  • Post-Graduation courses
  • Masters & PhD
  • Professional courses

b) Studies abroad:

  • Graduation for professional/ technical courses offered by reputed universities
  • Post Graduation (MCA, MBA, MS)

Loan Details

 

Coverage of expenses 

  • Fee payable to colleges/ schools/ hostels
  • Examination/ Library/ Laboratory fees.
  • Purchase of books, equipment, instruments and uniforms.
  • Passage fare for travel abroad.
  • Purchase of computers needed to complete the course.
  • Any other expense to complete the course like study tours, project work, thesis etc.

Quantum

  • Studies in India - Upto Rs.7.50 lakhs
  • Studies in Abroad - Upto- Rs. 15 lakhs

Margin

  • Upto Rs.4 lakhs - Nil
  • Above Rs.4 lakhs
    - Studies in India 5%
    - Studies abroad 15%

 

Rate of Interest
 

As applicable from time to time.

Simple interest to be charged during moratorium period
1% interest concession if interest serviced during the study period.

Repayment
 

Moratorium- Course period + 1 year or 6 months after getting a job, whichever is earlier

Repayment period- 5-7 years after start of repayment.

Processing Fees - Nil

Contact Details
Dena Bank
Corporate Centre, C-10, G Block, 6th Floor,
Bandra Kurla Complex, Bandra (E), Mumbai-400 051
Telephone No. : 022-26545607
Fax No. : 022-26545605
E-mail : Contact Now
Website : visit
Dena Bank Regional Offices

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Adolescent Health and Development Project
A project of Raijv Gandhi National Institute of Youth Development
(Ministry of Youth Affairs & Sports) Govt. of India, Sriperumbudur - 602105, Tamil Nadu

Phone: 044-27107477 Fax: 044-27163227/27163708 Email: ahdproject@gmail.com
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Rajiv Gandhi National Institute of Youth Development Website Adolescent and Health Development Project Website Click Here for feedback/suggestion